Frequently Asked Questions
How do you add value to my company?
As entrepreneurs, we understand the need of having enough operating capital to fund all areas of your business. We are committed to teaching and supporting underrepresented small business owners on how to obtain business financing and finance.
Because our lending products have much fewer approval requirements than secured bank loans, they are the quickest and easiest option to get the money you need.
What is the process of application?
The online application process is simple and should take no more than five minutes. You can submit an application through our website, and we will walk you through the rest of the process.
What are your minimum requirements for funding approval?
- There is no minimum time in company or a minimum of one year in vary depending on the loan that you want to obtain.
- Minimum of $10,000 in monthly revenues.
- Business is based in the United States.
I have poor credit and have even declared bankruptcy in the past. Can you help me acquire funding?
It is dependent on the loan that you are receiving or are qualifying for. However, most lenders will look at your credit score to see if you qualify for a business loan. But don’t worry, we can help you repair or improve your credit with the assistance of Uptrend Credit Solutions.
We can also offer you working capital even if you have bad personal credit or have already filed for bankruptcy. The requirements are that you have been in business for at least six months and that your monthly sales exceed $8,500. If you achieve these two standards, we can give funding in over 90% of cases!
How long do I need to be in business to qualify?
There’s no standard length of time your business needs to be in operation in order to qualify for our financing. We offer loan options for strat-up and any kind of business. The thing to remember is that how long you’ve been in business will certainly affect which loans you qualify for.
How long does it take to get funded?
Depending on the loan, you may get your loan approved in a day and receive funding within 24 hours or up to 120 days.
Is there someone with whom I may speak if I have a concern or would like to receive an update on my application?
Our financial specialist will assist you and interact with you throughout the process. We have a dedicated real-person customer service team available throughout regular business hours.